My dearest darling,
What part of me coming off a night of two hours sleep and going into Day Three of the headache from hell battle royale (not to mention blaming Snooki for all that's wrong with the world) made you think that it would be a good time to have an in-depth conversation with me about refinancing our mortgage? Though, to be fair, there probably isn't a really great time to have that conversation with me but really? You went with this morning? Bold choice, my friend, bold choice.